Car Finance

Magnitude car finance

Get an online car finance quote in just a few clicks. 8.9% APR Representative*

Start Rescue has partnered with Magnitude Finance to help you save money on your car finance when purchasing a vehicle through a dealer. Take control of your car finance, Magnitude Finance compare a large panel of lenders to help you get a great deal.

Whether you are looking to finance a hatchback or a luxury car, make sure to explore all available options in addition to your dealer’s offering. Magnitude’s award-winning direct-to-consumer approach lets you take control of your car finance, comparing offers from a panel of lenders to get you a great deal.

Magnitude can provide financing for cars and vans from most quality used dealers, giving you the freedom to search for your next vehicle online using platforms like Autotrader. For your peace of mind, they verify the dealer’s status to ensure they meet high standards before arranging payment.

Build your quote online using the free online calculator, then apply online.
Rates start at 8.9% APR with a representative APR of 8.9%*.
Work with a Trustpilot 5-star rated team of specialists to get a finance package that’s right for you.

Please note car finance is only available when purchasing a vehicle through a dealer. It is not available if you are making a private purchase.

Get a quote

Personal Contract Purchase (PCP) Finance

The most popular form of car finance in the UK, PCP finance, or Personal Contract Purchase finance, offers a flexible way to spread the cost of your new car, with a guaranteed value at the end of the agreement helping to keep costs down.

What are the benefits of Personal Contract Purchase (PCP)?

Flexible deposit options at the start.
Lower monthly payments than Hire Purchase (HP).
Fixed monthly payments throughout the term of the agreement.
Three options at the end of your agreement.

Things to consider:

If you decide to return the vehicle, make sure it is in good condition as you could be responsible for any repairs if it is not.
Make sure you estimate your annual mileage with care as there will be charges for additional miles above the amount agreed.

Hire Purchase (HP) Finance

This more traditional method lets you pay for your car over several fixed monthly payments, usually over a specified period between 2 and 5 years, with ownership passing to you at the end. These monthly finance payments are fixed at the beginning of your agreement term, alongside the interest rate you will be expected to pay. So, no surprises.

What are the benefits of Hire Purchase (HP)?

Spread the cost of the car over 2-5 years, rather than one lump payment.
No mileage restrictions.
You own the car at the end of the agreement.

Things to consider:

You do not own the car until the final payment is made.
Usually more expensive payments than Personal Contract Purchase (PCP).
Unless you have paid a third of the total amount payable, you are also liable to have your vehicle repossessed in the event of a default.

How it works

1 - Build Your Quote

Enter the car details into the Magnitude Finance calculator. You can save as many quotes as you like.

2 - Apply Online

Apply securely online and get a quick decision. Once approved, simply complete the eSign documents & ID verification online.

3 - Collect Your New Car!

We pay the dealer, and you collect your new car, it’s that simple.

* Representative Example – Personal Contract Purchase: Cash Price £20,650.00, Deposit £500.00, borrowing £20,150.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £366.36 followed by a final payment of £7,814.00. Total cost of credit of £4,892.92 and total amount payable of £25,542.92. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675.

Start Rescue has selected to work in partnership with Magnitude Finance but does not offer any recommendations and/or advice, nor sell Car Finance or any products available via Magnitude Finance. If by contacting Magnitude Finance you find a suitable product which meets your demands and needs, and you decide to proceed with an application, you will be dealing directly with the product provider. Any contract will be between you and the chosen provider and not Start Rescue. We may receive a commission or fee for introducing you to Magnitude Finance.

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